Find the Perfect Credit Card for Your Lifestyle at CheckRates.com

Bad Credit

Have bad credit (300-579)? Consider a card designed to help you rebuild your credit history and improve your score. But heads up - some may have a security deposit or fee. New to credit cards? See offers from our partners for students or those with no credit.

Have good credit and want a broader selection of cards? Check out our best overall credit cards of 2018 and more great offers from CreditCards.com.

Horizon Gold Card

  • Reports to major credit bureau
  • Fast online approval
  • Unsecured credit limit
  • No credit check
  • No employment check
  • $500 initial credit line
  • 0% APR
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
0.00% N/A N/A N/A 0% (Fixed) $24.95 benefits plan membership will be auto-debited monthly Bad Credit

Luxe Signature

  • 0% Interest for Members!
  • The Power to Purchase!
  • Shop with Confidence!
  • Low Monthly Payments!
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A N/A N/A N/A $0 1st year, then $0 Bad Credit

UNITY® Visa Secured Credit Card

  • Unlike your Prepaid Card, UNITY Visa secured card can help you build your credit. Apply online in less than 5 minutes, and you could be approved today!
  • No Minimum Credit Score required; low fixed interest rate of 17.99%; Fully refundable FDIC security deposit* required at time of application; if you have a min of $250 to deposit immediately, you can start now!
  • No application fee or penalty rate
  • Monthly reporting to all 3 major credit bureaus
  • 24/7 online access to your account
  • *See the Cardholder Agreement for more details.
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A 9.95% 6 months 17.99% (Fixed) $39 Bad Credit
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