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UNITY® Visa Secured Credit Card

Apply for the UNITY® Visa Secured Credit Card by filling out a secure online application.
  • Unlike your Prepaid Card, UNITY Visa secured card can help you build your credit. Apply online in less than 5 minutes, and you could be approved today!
  • No Minimum Credit Score required; low fixed interest rate of 17.99%; Fully refundable FDIC security deposit* required at time of application; if you have a min of $250 to deposit immediately, you can start now!
  • No application fee or penalty rate
  • Monthly reporting to all 3 major credit bureaus
  • 24/7 online access to your account
  • *See the Cardholder Agreement for more details.
Purchases Balance Transfers Regular APR Annual Fee Credit Needed
Intro APR Intro APR Period Intro APR Intro APR Period
N/A N/A 9.95% 6 months 17.99% (Fixed) $39 Bad Credit
Introductory Rate Purchases: N/A Balance Transfers: 9.95%
Introductory Period Purchases: N/A Balance Transfers: 6 months
Regular APRs Purchases: 17.99% (Fixed) Balance Transfers: See Terms
Cash Advance: See Terms Penalty See Terms
Fees Annual: $39 Balance Transfers: See Terms
Late: See Terms Cash Advance: See Terms
Important * See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.