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Insurance Articles
Insuring a car you don't own

Driving an automobile that belongs to Mother and pa? How can you insure it?

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Do you have enough home insurance coverage?

At least once a year, it's a good idea to review the insurance coverage on your biggest asset: your home.

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Unsightly home insurance improvement

If a stealthy new choice about the revised common home owners insurance kind catches on, it could before long set you back extra to keep up your home's physical appearance.

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Condo insurance quiz: Your policy or theirs?

When you own a condominium, the condo association will provide some insurance protection. But you'll need to supplement that condo insurance with your own homeowners insurance policy -- once you figure out what's already covered.

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Selective Coverage Team Announces Officer Appointm

Brian C. Sarisky (Sparta, NJ) to senior vice president, Chief Underwriting Officer, Industrial Traces. Just before that, he served as senior vice chairman, Business Lines Underwriting and Product or service Enhancement.

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Nationwide Coverage Demonstrates Live Bedroom Burn

Since the bone-chilling chilly of wintertime grips the country, many Us citizens consider to alternative heating sources to maintain their residences hotter and help save on highly-priced heating bills - but people utilizing these heating sources should really commence with warning. On Feb. 15, Nationwide Coverage shown a “live bedroom burn” with the Nationwide Brand-new Possessions Burn House outside of Columbus, Ohio, to indicate the dangers and devastation of room heater household fires.

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A Home owner's Information to personal Mortgage

As low- and no-money down mortgages have become progressively preferred, the amount of mortgages needing non-public mortgage insurance policies (PMI) has skyrocketed, with an incredible number of new procedures issued in past times couple of years on your own.

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3 reasons each home owner needs title insurance

Title insurance is one of the greater costly things of a dwelling purchase or mortgage refinance, and everybody hates spending for it. Some individuals even argue that in the present age of computer-stored data, title insurance isn't really important.

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7 essential specifics about home insurance

Home insurance may not be within the forefront of your thoughts when you are purchasing for mortgage rates to get your dream household, nonetheless it justifies prompt notice.

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Genworth CEO Has Resigned

RICHMOND, Va., May 1, 2012 /PRNewswire/ --Genworth Financial, Inc. (NYSE:GNW) today announced that Michael D. Fraizer , the company's chairman and chief executive officer, has resigned. The Board has named Martin P. Klein acting chief executive officer and James S. Riepe non-executive chairman of the Board.

Klein has been chief financial officer since May 2011, and he remains in this position. Riepe, a Genworth director since March 2006

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A Timeline of America's Health Care debate

America's health care reform through history FILE - In this Aug. 14, 1935, file photo President Franklin Roosevelt signs the Social Security Bill in Washington. In 1935 Americans struggle to pay for medical care amid the Great Depression. Roosevelt favors creating national health insurance, but decides to push for Social Security first. He never gets the health program passed. But his Social Security bill will provide old age pensions and unemployment insurance. From left are: Chairman Doughton of the House Ways and Means Committee; Sen. Wagner, D-N.Y, co-author of the bill, Secretary Perkins, Chairman Harrison of the Senate Finance Committee, Rep. Lewis, D-Md., co-author of the measure. (AP Photo/File)

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Farmers Insurance to Present $10,000 Check to the

BOISE, ID--(Marketwire -03/06/12)- Farmers Insurance Group of Companies® will present a $10,000 contribution to the Idaho National Guard Youth Challenge Program on March 9, 2012 at the Idaho State Capitol.

WHAT:
Farmers Insurance Idaho State Executive Director Kris Pacey presents a $10,000 check to Idaho Governor C.L. "Butch" Otter, and Idaho National Guard State Adjutant General, Major General Gary Sayler, to boost development efforts of the Idaho National Guard Youth Challenge Program.

WHERE:
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Corporateinsight.com introduces their Insurance Mo

Life Insurance Monitor is Corporate Insight’s newest Monitor service, focusing on the online user experience offered by leading life insurance firms to prospects, clients and advisors. In addition to our comprehensive online coverage of the life insurance space, subscribers will also receive access to our Advisory Panel a group of consumers and financial professionals available to answer questions and provide unique perspectives on key industry topics. To watch an informational video on our Life Insurance Monitor service,

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Insurance Industry adds Jobs in January 2012

The U.S. insurance industry added 1,100 jobs in January — a mere 0.05% increase from the previous month, according to the latest employment report released by the U.S. Bureau of Labor Statistics.

On a year-to-year basis, the industry, which currently sits at roughly 2.2 million jobs, is about 1,000 jobs ahead of where it stood in January 2011.

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Retirement Savings: Will $4 Million Be Enough?

 

 

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7 Insurance Tricks That Cost You Money
by Tim Parker Monday, February 21, 2011 Is there a way to get insurance against insurance? For some who have been victims of the scrupulous practices of some insurance companies, they probably wish they could purchase some protection against their insurance. Sadly, we often feel like we're at the mercy of the insurance giants, but there is a way to level the playing field: education. If you know their tricks, you know how to avoid them.
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Building Slump Creates a ghost town

This mining town of 300 people clings like a burr to the back of the Black Rock Desert. For years, it was marked on state Highway 447 by a two-story sign reading, "Welcome to Nowhere."

On June 20, that tongue-in-cheek greeting will become a fact. Empire, Nev., will transform into a ghost town. An eight-foot chain-link fence crowned with barbed wire will seal off the 136-acre plot. Even the local ZIP Code, 89405, will be discontinued.

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Big banks go after 401k trillions

 

On the prowl to replace lost income, banks are seeking a bigger slice of the growing, $2.9 trillion 401k pie

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Regulators Probe Death Claims for Fraud

U.S. insurance regulators are homing in on how life insurers make decisions about how to pay benefits under life insurance policies. Practices that some companies have used for decades are being called into question by regulators in 35 states, many of which have coordinated their efforts over the past several years.

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How Much Life Insurance Do I Need?
The answer isn't really how much life insurance you need, it's how much money your family will need after you're gone. Ask yourself: How much money will my family need after my death to meet immediate expenses, like funeral expenses and debts? How much money will my family need to maintain their standard of living over the long run?
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How to Save Money on Insurance

Because if you can get the same coverage for less cash, why wouldn't you? Average homeowners insurance premiums have been rising over the last several years, but that doesn't mean you have to pay through the nose. Read on for premium-shrinking tips.

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Don' Buy a Car Without Service Records

If only cars could talk. It would make the buying experience a lot easier, wouldn't it? Because verbalized or not, every used car has a story to tell. And to avoid getting ripped off, it's up to you to listen. You need to know about the skeletons in that car's closet, the dark secrets of its past.

 

There are so many problems that can hide easily under the surface -- accident damage, a counterfeit title, failing mechanical parts. It's not as if you're marrying the car, but you are making quite a financial commitment. Wouldn't you rather find out about these red flags before saying "I do" and plunking down your hard-earned cash?

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House Dems Prepare To Unveil Health Bill
WASHINGTON (AP) — House Democrats reached agreement Wednesday on key elements of a health care bill that would vastly alter America's medical landscape, requiring virtually universal sign-ups and establishing a new government-run insurance option for millions.

House Speaker Nancy Pelosi planned a formal announcement Thursday morning, but details were still being finalized, lawmakers and aides said. Officials said the legislation could be up for a vote on the House floor next week.

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Insurance
Insurance allows someone who suffers a loss or accident to be compensated for the effects of their misfortune. It protects yourself against everyday risks to your health, home and financial situation.
 
An insurance broker is an intermediary between a customer and an insurance company. Insurance broker search the market for the appropriate coverage for their clients, typically working on commission.
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Some Basics before having affordable insurance

A health insurance policy aims to provide safeguards and protection to an individual against heavy medical expenditures. Most of the time medical expenses can be quite burdensome. There are many insurance companies that provide a wide variety of policies that cater to the needs of people who have low or average annual incomes.

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If Insurance Doesn't Cover Your Medical Care

While it's true that the costs for health insurance coverage continue to increase, having a health insurance plan will save you more money in the long run. But no health insurance plan will cover every medical treatment an insured individual needs over the course of his or her coverage period. No matter how good your health insurance is, you may occasionally encounter a medical treatment or condition that is not covered by your health insurance policy. Although these situations are normally confined to elective treatments like cosmetic surgery and liposuction, that is not always the case.

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